Call your insurance company and see if they offer insurance for your devices. They normally just write a check instead of fumbling around with repairing and replacing your items. And there is normally no deductible.
Full Answer
What happens if you don’t have an insurance policy on your phone?
If you did not have a contract, you’d be charged the full sticker price for the phone, which in most cases (even for “cheap” phones) is several hundred bucks. In some cases, it may be cheaper to use an upgrade or cross-upgrade or even add an additional line than to file an insurance claim. 2. Be Aware Of Time Limits.
Is phone insurance worth it?
To summarize the main points of this article, phone insurance isn’t what you think it is, and rarely is it worth it.
Can You insure a used cell phone?
Yes, many insurance providers will allow you to insure a used cell phone. In some cases, however, you may need to go through some additional steps. For instance, AppleCare+ customers can insure their iPhones within 60 days of purchase.
What is cell phone insurance and how does it work?
Cell phone insurance can help you protect your device and avoid costly repairs or replacements. In some cases, finding the right insurance provider may be as easy as signing up for insurance through your wireless provider or the device manufacturer. That’s true for providers like Asurion, AppleCare+, and Samsung Care+.
Does phone insurance cover lost phone?
Smartphone insurance usually covers lost, stolen, and damaged phones.
Does Asurion give you a new phone?
KEY TAKEAWAYS: Asurion sends out replacement phones that have often been professionally refurbished. These phones often include a specific branding of “Refurbished by Asurion” or “Remanufactured by Asurion.” Be sure to mail back your defective phone once you have received the replacement unit.
How does insurance work on phone?
Cell phone insurance plans protect against damage to your device that isn't covered by the manufacturer's warranty, in addition to protecting stolen phones. It's like any other insurance plan where you pay a monthly or yearly premium for your coverage, and then your phone is protected in the event of a covered loss.
How long does it take to get replacement phone from Asurion?
We'll fix your broken device or send you a replacement as soon as the same day. All you need to do is file a claim, either online or over the phone.
How do I get a free replacement phone from Asurion?
To file a warranty claim with Asurion via phone, call (888) 881-2622. Describe the issue you're having with your phone and request a phone replacement if you wish.
Can I sue Asurion?
If you have received poor service after purchasing an insurance plan from Asurion, you can take them to small claims court. In order to file a claim against Asurion, you must first prove that the company agreed to repair or replace your device within one year of purchase but refused to live up to its promises.
What if I found my lost phone after insurance claim?
KEY TAKEAWAYS: Most cell phone insurance plans allow for canceling claims, but only within certain timeframes. Reach out to your provider as soon as possible after finding your phone. Make sure you understand your insurance policy before contacting the provider.
Is it worth it to get phone insurance?
Cellphone insurance may be worth it if the cost of replacing your phone would put a strain on your finances. And, with the pricetag on the latest smartphones topping $1,000, that's not a rare situation. Insurance might help cover you if your phone is lost or stolen, or if it's accidentally damaged.
Does insurance cover lost iPhone?
Is your iPhone lost or stolen? If it's covered by AppleCare+ with Theft and Loss, you can file a claim for an iPhone replacement. Use the Find My app or go to iCloud.com to mark your iPhone as lost.
Can I get my iPhone replaced for free?
If your iPhone issue is covered by the Apple warranty, AppleCare+, or consumer law, there's no charge. This does not include accidental damage, which requires a fee. If your iPhone was damaged and you have AppleCare+, the coverage includes accidental damage protection. Each incident has a service fee.
What do you say to claim on phone insurance?
When claiming phone insurance, you should say what your policy number is and what exactly has happened to your phone. Do not lie about what has happened as they will likely ask you several questions which may cause you to slip up.
Who is the owner of Asurion?
Asurion Group, Inc.Asurion / Parent organization
How much does cell phone insurance cost?
Generally, policies are available for anywhere from $5 to $20 a month, with most falling squarely in the middle.
How much is the deductible for cell phone insurance?
Like the Phone Only plan, deductibles typically range from $29 to $75 for repairs and $75 to $99 for replacements. If you’re a student, however, your deductible drops to $49. Though you can’t insure more than one cell phone per plan, you can save 5% to 15% when you bundle more than one policy.
What is Akko insurance?
AKKO’s unique approach to cell phone insurance lets policyholders take advantage of some of the lowest premiums in the industry, making it the best provider for cell phone owners on a budget.
How much does an AKKO phone cost?
AKKO’s Phone Only plan starts at $6 to $12 per month, or $5 to $11 a month if you pay for the entire year upfront. Deductibles vary based on the make, model, and year of your phone. Repair deductibles typically range from $29 to $75, and replacement deductibles range from $75 to $99.
How much is deductible for a replacement phone?
Deductibles for a replacement phone also vary by device and can range from $9 to $249, with more expensive or newer phones carrying larger deductibles. Screen repairs, which often don’t require a replacement phone, are more affordable, with deductibles as low as $29.
How long does it take to get a replacement phone from Asurion?
The Asurion online claims portal makes it easy to submit a claim, and you can typically expect a replacement phone to arrive via mail in as little as 24 hours. Not all damaged devices require a replacement, however.
How many claims can you make on SquareTrade?
While many cell phone insurance providers limit annual claims to two per plan, SquareTrade allows for up to four claims per year per individual device plan. Family plans allow for up to eight claims per year, which can be particularly helpful for families with multiple devices, both cellular and otherwise.
What is Asurion insurance?
Asurion is a company that works with three of the big United States carriers: Verizon, AT&T and Sprint as their officially endorsed subscriber phone insurance provider. Asurion covers loss, theft, accidental damage, and malfunction—the major things that people typically file claims for. Once the insurance claim is approved you'll be told ...
Is the motherboard in the original phone the property of Asurion?
The motherboard in the original phone was flawless, and should have been the part of the phone most valued— and now it is the property of Asurion. These “insurance phones” are reassembled with replacement copy parts by glorified assembly-line workers.
How much is the deductible for a cracked iPhone?
Accidental damage deductibles range between $10 and $99, depending on which type of phone you have. If you have an iPhone, the cracked screen deductible is $29.
What is T Mobile's device protection plan?
T-Mobile’s Basic Device Protection Plan covers malfunctioning phones, accidental damage (including cracked screens and water damage), loss and theft. Like Protection 360, the plan covers your phone, charger, battery and SIM card; and other accessories are only covered if they’re lost or stolen with your phone.
Does T Mobile cover phone damage?
Additional accessories that came with your phone are only covered if they are lost or stolen with your phone.
Plan features
Dropped your phone? Get a cracked screen repaired with a $29-$49 deductible. 2
Frequently asked questions
What devices are covered by AT&T Protect Advantage and Mobile Insurance?